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Flow

Log spending in seconds. See your month at a glance.

Flow is a calm spending tracker that works offline, in your calendar and your own way of writing money. No bank link needed.

Free to start. 30 days of Pro included, no card.

  1. 0.0 s

    Type the amount

    A keypad made for money, with 000 and + −, in your own digits.

  2. 2.4 s

    Tap a category

    The likely ones come first. One tap saves the entry.

  3. 3.2 s

    Today’s tile sets

    The day deepens on the month’s wall and the total rolls over.

Sample data. The amount 4.80 is typed on the keypad, the Café category is tapped, today’s tile on the month grows deeper and the month’s total becomes 649.10.

0–3 sLog it and get on with your day.

Amount first, on a keypad built for it. Flow guesses the category from what you usually buy at this hour, so most entries are one tap after the number.

One-tap favorites

Sample data

What you buy often comes back as a tile. Tap it and it’s logged, with undo.

  • Bread3.20
  • Taxi8.50
  • Coffee4.80
4.80 · CoffeeUndo

Paste a bank SMS

Sample data

Flow reads the amount, date and time on your phone. The message itself is never uploaded.

Debit 42.60 FRESHMART Card *4410 Balance 1,318.25 09/18 13:42

Groceries

Today, 13:42

42.60Ready to save

TonightOne sentence tells you where you stand.

The band on Home says what the month has cost and how it compares with your own usual pace. Set a budget and Flow shows what today can take without going over.

Sample data

September has cost 649.10 so far.

8% under your usual pace24 entries · 13 days left

18

Safe to spend today

40

40 a day keeps you inside

This month’s budget
1,200
Spent so far
649.10
Bills still to come
29
Days left, today included
13

Groceries

212.40 of 300

The notch is where you’d usually be by today.

Eating out

186.40 of 160

Over by 26.40

Day 18Flow notices what was off.

It compares this month with your own usual, not with anyone else’s. Each signal is a fact with a next step, never a telling-off. Mark one as expected and it stays quiet.

Pro

What was off

Sample data
  • Running hot

    Eating out: 186.40 so far, about 42% more than usual by now.

    See entriesExpected

  • Price went up

    Internet went from 26 to 29, up 12%.

    See entriesExpected

  • Possible duplicate

    Two entries of 4.80 in Café, close together.

    See entriesExpected

Every monthBills and installments, planned.

Rent, internet and subscriptions show up before they’re due, and one tap marks them paid. Installments show what’s left and the month you’re done. When prices creep up, Flow keeps the trail and can compare months in real terms.

Coming up

Sample data
  • Internet

    due in 2 days

    29Paid
  • Rent

    due in 5 days

    950Paid
  • Music subscription

    due in 9 days

    5.99Paid

Phone, in installments

7 of 12 paid · 45

Done in February

Pro

Your own prices rose about 38% in a year: what cost 100 then costs about 138 now.

Any timeYour calendar. Your way of writing money.

Months in the Jalali or Gregorian calendar, starting on payday if you like. Persian or Latin digits, whatever language you read. There’s no currency to pick: write 85,000, or 85 meaning thousands, or 8.50. Flow keeps it the way you write it.

Calendar

Digits

September 2026

Sample data

Three ways people write a price

Whole
85,000
In thousands
85
With decimals
8.50

Want a label beside it? Add “T”, “$” or nothing at all.

Every dayYour data stays yours.

Flow never asks for your bank login. Entries are saved on your device first and sync when you’re online, so a lost connection loses nothing.

Offline — changes are saved on this device

On the train, no signal

Sample data
  • Coffee

    Saved on this phone

    4.80
  • Taxi

    Saved on this phone

    8.50

2 changes waiting to sync

  • No bank access

    You log or paste what you spend. Flow never connects to a bank.

  • Works offline

    Everything opens and saves without a connection, then syncs.

  • SMS stays on your phone

    Bank messages are read on the device. Only the entry you save is synced.

  • Export anytime

    A CSV or a full backup, on every plan, whenever you like.

  • Delete anytime

    Deleting your account removes it from the server at once.

  • No ads, no trackers

    No analytics, no third-party scripts, fonts served by Flow itself.

Free for logging, for good.

Everything you need to log and look back stays free. Pro adds the depth, and every new account gets 30 days of it, no card needed.

Free

Logging, search, favorites, SMS paste, sync, reminders, import and export. Budgets and bills to get going.

Pro

Signals and what changed, automatic budgets, unlimited bills with detection, every past month, your personal inflation and a weekly email digest.

Starts with a 30-day trial.

Questions

Do I need an account?

No. Start takes about 10 seconds and gives you a private account with no email. When you want your entries safe on other devices, add an email and password in Settings. Nothing is lost.

Does Flow connect to my bank?

No. You type or paste what you spend. If you paste a bank SMS, Flow reads it on your phone and only the entry you save is synced.

Which currency does it use?

None. Amounts are just numbers, written the way you think of them: 85,000, or 85 meaning thousands, or 8.50. You can add a label like “T” or “$” if you want one.

Does it work without internet?

Yes. Flow opens, logs and shows your month offline, and syncs once you’re back online.

Can I use the Jalali calendar in English?

Yes. Language, calendar and digits are separate settings, and your month can start on any day from the 1st to the 28th.

Does it work on iPhone and Android?

Yes, in the browser, and you can add it to your home screen like an app. On iPhone, reminders need Flow added to the home screen (iOS 16.4 or later).

Can I take my data with me?

Yes, on every plan: export a CSV or a full backup whenever you like. You can import a CSV from another app, too.

What happens when the Pro trial ends?

You move to Free and keep everything you logged. Pro screens pause, and Free’s limits only apply when you create new budgets or bills.

Your first entry is ten seconds away.

No sign-up, no bank, no card.